Compare cashback rates for the same purchase
Compare the exact category and customer type you qualify for. A bigger percentage is not automatically the best payout for your order.
Compare like with like
Check whether each rate applies to new customers, existing customers, a subscription, or selected products. A flat reward may also require a minimum purchase. Keep each version’s conditions next to its payout.
Calculate the dollar result
Apply percentages to the qualifying subtotal and compare the result with flat rewards. If one route needs extra spending to qualify, include that cost. Compare the final purchase outcome rather than a percentage ranking alone.
Check your account before buying
The Offer Guide helps you find versions, but the portal’s current offer controls the purchase. Rates and availability may differ by account or region. Recheck the rate after opening the portal and save the version you activate.
Illustration: on an eligible $60 order, 12% gives $7.20. A $10 flat reward is larger only if that order qualifies for its minimum and category conditions.
Explore saved examples
Catalogue examples, not verified current payout promises. Confirm the reward and full conditions in your account.




Keep exploring
Before you commit
Same purchase category
Check whether each rate applies to new customers, existing customers, a subscription, or selected products. A flat reward may also require a minimum purchase. Keep each version’s conditions next to its payout.
Same customer eligibility
Apply percentages to the qualifying subtotal and compare the result with flat rewards. If one route needs extra spending to qualify, include that cost. Compare the final purchase outcome rather than a percentage ranking alone.
Final portal terms checked
The Offer Guide helps you find versions, but the portal’s current offer controls the purchase. Rates and availability may differ by account or region. Recheck the rate after opening the portal and save the version you activate.
Sources and terms: TopCashback explanation · Rakuten tracking guidance · CFPB bank account guidance. Advertiser-specific conditions take precedence.