↗ THE OFFER GUIDE
A LITTLE PLANNING. A BIGGER BALANCE.

Your next
bank bonus.

Find a checking bonus, see what it takes and check the latest transfer reports before choosing.

Explore the bonuses ↓ Keep your paycheck · see options ↓
Bonus stacks ↓Cashback offers ↓BFMR payout guide ↓
New account. Extra cash.Bonus amounts before fees and tax.
NEED A DIRECT DEPOSIT?

You may not need to move your paycheck.

Some bank bonuses work with an incoming bank transfer or a BFMR payout. Choose a method below, then check the matching bank’s rules and paid reports.

Push from your existing bankSend your own money · usually no purchase needed→Get an ACH payout from BFMRBuy & sell electronics · add card rewards + $100 bonus→
48 BONUSES · CHECKED OCTOBER 7, 2026

Choose your next account.

“Reported working” means a reader received a bonus using that transfer. It does not override a bank’s rules or promise the same result. Open a walkthrough for dates and details.

TWO BANKS. ONE WALKTHROUGH.

Stack the bonuses.

BANK BONUS STACKChime + OnePayUp to $807 in bonusesSee both bonuses and every step.BANK BONUS STACKSoFi + CurrentUp to $1,015 in bonusesOne walkthrough for the full stack.
17 CASHBACK OFFERS

More bank & investing offers.

Extra rewards through cashback platforms. Open the steps for the full offer.

Airwallex · business
TopCashback

Airwallex · business

Estimated profit$200

Required: Business account + first transaction

Steps →View offer ↗
PayPal Debit Mastercard® · KashKick
KashKick

PayPal Debit Mastercard® · KashKick

Estimated profit$9

Required: $1 purchase estimate

Steps →View offer ↗
Novo · InboxDollars TOROX
InboxDollars

Novo · InboxDollars TOROX

Estimated profit$8

Required: $0 listed; eligible business

Steps →View offer ↗
THE TWO-MINUTE EXPLAINER

What is a bank push?

You send money from a bank you already use to your new account. Start the transfer in the sending bank’s app.

→ACH PUSH

Push →

Open Bank A. Choose “transfer to another bank.” Send from A to B.

You start at the bank sending the money.

← Pull

Open Bank B. Choose “add money from another bank.” Bring money from A into B.

You start at the bank receiving the money.

How to send a push

  1. Open your existing bank’s app or website. Find Transfers → External accounts or “Transfer to another bank.” Names vary by bank.
  2. Add your new account using its routing and account numbers. Choose checking and link an account in your own name.
  3. Complete account verification. If it uses tiny trial deposits, those verify the link; they are not your bonus deposits.
  4. Choose From: your existing account → To: your new account. Select a standard ACH transfer and enter the required amount.
  5. Send it early enough to arrive before the deadline. Check that it has posted, and repeat if the offer needs multiple deposits or monthly deposits.
  6. Keep the required balance and account open until the bonus arrives. Track monthly fees and the date each task is due.

Why can a push trigger a bonus?

Paychecks and regular bank transfers both travel through the ACH network. Some bonus systems use the payment’s coding and sender information to decide what counts. A transfer can sometimes trigger the same system.

That is a possible explanation for successful reader reports, not a promise. A normal bank transfer is not a paycheck. Some offers exclude it; Navy Federal’s offer explicitly allows nonpayroll ACH deposits.

The simple approach: check the offer’s rules first, then look for a recent paid report from the same sending bank. A successful transfer at one bank does not prove it works at another.

Learn more: Nacha’s ACH explanation

ANOTHER WAY TO RECEIVE A PAYMENT

Turn electronics into a bank payout.

Buy items BFMR wants, ship them in and get paid by ACH. Add card cashback and the signup bonus to offset the purchase cost.

+$100after $2,500 scanned
Reserve & buyChoose electronics BFMR wants.
Ship to BFMRUse its listed shipping address.
Items scannedAccepted items become payable.
ACH payoutMoney goes to your chosen bank.

Switch receiving banks whenever you need: add accounts in Payment Details and choose your default before 3 p.m. ET for the next payout.

LET’S PUT NUMBERS ON IT

A $2,600 electronics order

Imagine BFMR offers $2,548 for the items. That leaves a $52 gap, or 2%.

You spend$2,600Paid with your card
BFMR pays your bank$2,548After the items are scanned
2% card cashback+$52Covers the $52 gap
BFMR signup bonus+$100$2,500 scanned threshold met
$100 estimated profitAfter recovering your $2,600 purchase cost
$400 with a $300 bank bonusWhen the payout meets that bank’s bonus rules

Example prices, before extra fees and tax. The purchase gap varies by deal; it is not a fixed BFMR fee. The referral threshold uses processed scanned value.

Join BFMR + $100 ↗

BFMR pays by ACH. Whether that payment counts toward a bank bonus depends on the offer.

Contact & support →Support the guide ♡New deal alerts ✉We count link clicks and page views to improve the guide.
BUYING GROUP WALKTHROUGH

Buy. Ship. Get paid.

BFMR buys specific electronics from you. Its deal card shows exactly what it will pay.

+$100Join through our link. Reach $2,500 in scanned value processed for payment. Check the signup dashboard for any deadline.

What you’re doing: buying electronics for resale. BFMR keeps the items and pays you the agreed price.

Where the money goes: directly to your default bank account by ACH. No paycheck change is needed to receive it.

How the rewards add up: card cashback can cover the purchase gap; the $100 referral bonus and any qualifying bank bonus are extra.

LET’S PUT NUMBERS ON IT

A $2,600 electronics order

Imagine BFMR offers $2,548 for the items. That leaves a $52 gap, or 2%.

You spend$2,600Paid with your card
BFMR pays your bank$2,548After the items are scanned
2% card cashback+$52Covers the $52 gap
BFMR signup bonus+$100$2,500 scanned threshold met
$100 estimated profitAfter recovering your $2,600 purchase cost
$400 with a $300 bank bonusWhen the payout meets that bank’s bonus rules

Example prices, before extra fees and tax. The purchase gap varies by deal; it is not a fixed BFMR fee. The referral threshold uses processed scanned value.

  1. Sign up using our BFMR link. Stay on the referral page while creating your account.
  2. Open Payment Details, add your receiving bank and make it your default. You can save multiple banks and change the default for future payouts. Update it by 3 p.m. ET; later changes may leave the next payout going to the previous bank.
  3. Find a deal and compare the retailer’s total price with BFMR’s payout. Include any tax, shipping and insurance. Start with one small order.
  4. Reserve the exact item and quantity first. Buy it with a cashback card and use BFMR’s current address from “Shipping Addresses.”
  5. In My Tracker, save the retailer’s order number before the reservation timer ends. Add the tracking number when the order ships.
  6. BFMR receives and scans the items, then sends payment automatically. Watch for the payment email. ACH usually reaches your bank the next business day; allow up to three business days.
  7. Reach $2,500 in processed scanned value for the $100 referral bonus. It counts accepted goods, not just orders placed.
  8. Check the bank’s bonus tracker after the payout posts. Keep meeting the bank’s other tasks, balance rules and deadlines.

What could you make?

Example: a 2% purchase shortfall, a 2% cashback card and a $300 bank bonus.

BFMR pays back
Purchase shortfall
Card cashback
BFMR signup bonus
Bank bonus
Estimated profit

The 1–3% shortfall is an example, not a BFMR fee. Use your actual deal prices. Set the bank bonus to $0 unless that payment meets the offer’s rules. This example uses payout value for the scanned threshold and excludes extra fees and tax.

U.S. Bank · paid example

An April 2026 report used both BFMR payouts and Relay Business transfers toward $8,000 in deposits. The tracker completed April 14; the $450 bonus arrived April 15.

This was a combined method on an earlier offer. It does not isolate BFMR or prove every bank accepts it.

Pay your card in full. Missing, damaged or rejected items can cost more than the planned shortfall; check delivery and insurance terms before ordering.

Join BFMR + $100 ↗

We may earn a referral bonus when you join through this link.