U.S. Bank bonus
September paid reports include 2 days from Marcus, 4 days from Novo and 7 days from E*TRADE.
Saved offer details checked October 7, 2026. Confirm the bank’s current terms before applying.
Keep the monthly fee at $0
Use one of these fee waivers:
- $1,500 average balance
- $1,500+ qualifying monthly deposits
How to get the U.S. Bank bonus
Open checking through the promotion by November 10 and enroll in online banking or the app.
Fund the account with at least $25 within 60 days.
Within 90 days, receive at least two qualifying direct deposits. Total $2,000 earns $250; $5,000 earns $350; $8,000 earns $450.
Payment is within 30 days after completing the requirements. The first two statement periods have no monthly maintenance fee. Afterward, waive $12 with a $1,500 average balance or $1,500 in monthly qualifying deposits.
Availability depends on location or an existing U.S. Bank relationship. No consumer checking account or checking bonus in the previous 12 months.
Choose a bonus tier
Choose one tier and follow its requirements.
Where can you open U.S. Bank?
Inside the service area, apply with your ZIP code. Outside it, opening a $500 Standard CD first can create the existing banking relationship needed to apply for checking.
Outside the U.S. Bank service area? A $500 Standard CD can establish a banking relationship. Let it activate, then apply through the checking promotion while signed in. Approval is not guaranteed. Keep the CD to maturity to avoid an early-withdrawal penalty.
See Standard CD terms ↗Which deposits count for U.S. Bank?
Official qualifying deposits are paycheck, pension or government benefits. Other incoming payments are excluded.
Sending banks with paid reports
Two $4,000 transfers; $450 bonus received September 29.
Two $4,000 transfers; $450 bonus received September 18.
$4,001 + $4,402 from brokerage; $450 bonus received September 25.
$4,005 + $4,000 pushes → $450 bonus posted.
$3,000 + $5,000 pushes → $450 paid September 24.
$1,600 + $6,418 pushes → $450 paid September 23.
Two $4,000 pushes → $450 paid September 11.
Two $4,001 pushes → $450 paid September 15.
Two $4,000+ pushes → $450 paid September 11.
These transfers paid in the dated reports above. They can stop working and do not change the bank’s published rules.
Reports with more than one sender
$6,000 from Current + $2,000 from Ally → $450 paid September 16. This does not show which source worked on its own.
U.S. Bank bonus: quick answers
How much is the U.S. Bank bonus?
Up to $450. Required: 2+ deposits totaling $8,000.
Does U.S. Bank accept bank pushes for the bonus?
Official qualifying deposits are paycheck, pension or government benefits. Other incoming payments are excluded.
When does the U.S. Bank bonus arrive?
~2–7 days after the last push. September paid reports include 2 days from Marcus, 4 days from Novo and 7 days from E*TRADE.
What does U.S. Bank charge each month?
$12/month; waiver available
Who can get this U.S. Bank offer?
Inside the service area, apply with your ZIP code. Outside it, opening a $500 Standard CD first can create the existing banking relationship needed to apply for checking. Availability depends on location or an existing U.S. Bank relationship. No consumer checking account or checking bonus in the previous 12 months.