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personal bank bonus

FourLeaf bonus

Required$500+ monthly deposits
Up to cash bonus$550
Open byDec 31, 2026
Monthly feeNo monthly checking fee
Bonus arrives · estimate from reports~3–8 days for the first $350
Where you can applyMembership required

Capital One Business: September 29 → October 2. Later $100 payments are at 12 and 24 months.

Saved offer details checked October 7, 2026. Confirm the bank’s current terms before applying.

How to get the FourLeaf bonus

  1. Join with a $5 savings deposit and open Free Checking through the promotion by December 31.

  2. Receive a qualifying direct deposit of at least $500 within 90 days. This earns $350, paid within 60 days.

  3. Keep qualifying deposits coming every month: earn another $100 at 12 months and another $100 at 24 months.

  4. Missing a required month can forfeit the later rewards. The $550 headline includes all three payments, not an immediate $550 bonus.

Requires credit-union membership. Existing primary checking holders and previous checking-bonus recipients are excluded. Applications can be sensitive to recent account openings.

Where can you open FourLeaf?

Credit-union membership is required. Applications are available outside New York; confirm your membership route when joining.

Which deposits count for FourLeaf?

Official terms require qualifying payroll, pension or government payments; some bank transfers are excluded.

Sending banks with paid reports

Capital One Business → FourLeafOct 3, 2026

$505 sent September 29; $350 bonus received October 2. This report used a business account.

Current → FourLeafSep 3, 2026

$501 transfer → $350 paid September 2. Transfer was coded as payroll/salary.

Chase Business → FourLeafSep 2, 2026

$501 business push → $350 paid September 2.

Relay Business → FourLeafOct 2, 2026

$502 ACH payment with a payroll memo → $350 paid October 2. Business-payment setup matters.

These transfers paid in the dated reports above. They can stop working and do not change the bank’s published rules.

How to send a bank push →

FourLeaf bonus: quick answers

How much is the FourLeaf bonus?

Up to $550. Required: $500+ monthly deposits.

Does FourLeaf accept bank pushes for the bonus?

Official terms require qualifying payroll, pension or government payments; some bank transfers are excluded.

When does the FourLeaf bonus arrive?

~3–8 days for the first $350. Capital One Business: September 29 → October 2. Later $100 payments are at 12 and 24 months.

What does FourLeaf charge each month?

No monthly checking fee

Who can get this FourLeaf offer?

Credit-union membership is required. Applications are available outside New York; confirm your membership route when joining. Requires credit-union membership. Existing primary checking holders and previous checking-bonus recipients are excluded. Applications can be sensitive to recent account openings.