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Citizens Checking + Savings bonus

Required$40,000 savings for 12 months
Up to cash bonus$1,800
Open byNov 15, 2026
Monthly feeQuest $25; $25,000 combined balance waives it
Bonus arrives · estimate from reportsNo report data
Where you can applyCheck your ZIP
Open the bank’s offer ↗Read the steps ↓

Saved offer details checked October 7, 2026. Confirm the bank’s current terms before applying.

How to get the Citizens Checking + Savings bonus

  1. Open new checking and savings together on the same day by November 15. Choose Quest for this balance-based route.

  2. Send one external deposit into savings within 10 business days: $15,000 earns $50/month; $40,000 earns $150/month. Keep the required daily balance.

  3. Earn up to 12 monthly payments: $600 or $1,800. Savings does not need payroll; checking must remain open.

  4. Payments arrive on the last day of the following month. October openings begin qualifying in November, with the first payment December 31.

  5. Optional: $1,000 monthly qualifying income plus Quest debit-card fuel purchases earns up to $100/month in fuel rebates. Savings rewards remain separate.

  6. Quest savings has no monthly fee. No checking ownership in the previous 24 months.

Choose a bonus tier

$15,000 · $50 × 12$600
$40,000 · $150 × 12$1,800

Choose one tier and follow its requirements.

Where can you open Citizens Checking + Savings?

Available in the bank’s eligible service area. Check your address in the application.

Which deposits count for Citizens Checking + Savings?

External savings funding qualifies. The optional personal-checking fuel rebate requires qualifying recurring income.

No paid push report saved for this offer. Follow the bank’s deposit requirements.

How to send a bank push →

Citizens Checking + Savings bonus: quick answers

How much is the Citizens Checking + Savings bonus?

Up to $1,800. Required: $40,000 savings for 12 months.

Does Citizens Checking + Savings accept bank pushes for the bonus?

External savings funding qualifies. The optional personal-checking fuel rebate requires qualifying recurring income.

When does the Citizens Checking + Savings bonus arrive?

No report data. See the bank’s payment window in the steps.

What does Citizens Checking + Savings charge each month?

Quest $25; $25,000 combined balance waives it

Who can get this Citizens Checking + Savings offer?

Available in the bank’s eligible service area. Check your address in the application.