Citi bonus
Recent paid reports show June 4 → September 3 and April 15 → July 15.
Saved offer details checked October 7, 2026. Confirm the bank’s current terms before applying.
Keep the monthly fee at $0
Use one of these fee waivers:
- $250+ Enhanced Direct Deposits per month
- Incoming Zelle payments can meet the monthly requirement.
How to get the Citi bonus
Open Regular Checking through the $325 promotion by October 26.
Receive at least two Enhanced Direct Deposits totaling $3,000 within 90 days.
Incoming Zelle payments and standard ACH transfers from PayPal or Venmo are included. Instant transfers to your debit card are excluded.
The bonus arrives between day 90 and day 120. Keep the account open and meet the monthly fee waiver until it arrives.
New checking customers only. Check the official offer for previous-account exclusions.
Where can you open Citi?
Regular Checking is offered to eligible U.S. applicants. Other Citi promotions may vary by location.
Which deposits count for Citi?
This offer accepts Enhanced Direct Deposits, including incoming Zelle and qualifying ACH payments. The bank excludes wires, checks, internal Citi transfers and instant transfers to your debit card.
Sending banks with paid reports
Two $1,500 pushes in June → $325 paid September 3.
$250 + $2,726 transferred → $325 paid July 15.
These transfers paid in the dated reports above. They can stop working and do not change the bank’s published rules.
How to send a bank push →Citi bonus: quick answers
How much is the Citi bonus?
Up to $325. Required: 2+ deposits totaling $3,000.
Does Citi accept bank pushes for the bonus?
This offer accepts Enhanced Direct Deposits, including incoming Zelle and qualifying ACH payments. The bank excludes wires, checks, internal Citi transfers and instant transfers to your debit card.
When does the Citi bonus arrive?
~3 months after opening. Recent paid reports show June 4 → September 3 and April 15 → July 15.
What does Citi charge each month?
$15/month; waiver available
Who can get this Citi offer?
Regular Checking is offered to eligible U.S. applicants. Other Citi promotions may vary by location. New checking customers only. Check the official offer for previous-account exclusions.