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Capital One bonus

Required20 debit purchases of $10+
Up to cash bonus$250
Open byNo end date listed
Monthly feeNo monthly fee
Bonus arrives · estimate from reportsNo report data
Where you can applyU.S. applicants

Saved offer details checked October 7, 2026. Confirm the bank’s current terms before applying.

How to get the Capital One bonus

  1. Choose the debit-card route and open 360 Checking with code DEBIT250.

  2. Make 20 normal debit-card purchases within 75 days. Spend more than $10 on each purchase to meet both the headline and detailed terms.

  3. ATM withdrawals, Zelle, Venmo and ACH payments do not count as purchases.

  4. The bonus is paid within 135 days of opening. Keep the account open and in good standing.

  5. Prefer direct deposit? The separate CHECKING250 offer pays the same $250 for two qualifying deposits of $500+ within 75 days. Choose that code when opening instead; one opening bonus per account.

Offer codes

DEBIT250

CHECKING250

No 360 Checking, Simply Checking or Total Control Checking account held on or after January 1, 2024.

Where can you open Capital One?

Available to eligible U.S. applicants. No branch visit is required.

Which deposits count for Capital One?

The debit-card route needs no direct deposit. For CHECKING250, use qualifying periodic income from an employer or outside entity; ordinary transfers are excluded by the terms.

No paid push report saved for this offer. Follow the bank’s deposit requirements.

How to send a bank push →

Capital One bonus: quick answers

How much is the Capital One bonus?

Up to $250. Required: 20 debit purchases of $10+.

Does Capital One accept bank pushes for the bonus?

The debit-card route needs no direct deposit. For CHECKING250, use qualifying periodic income from an employer or outside entity; ordinary transfers are excluded by the terms.

When does the Capital One bonus arrive?

No report data. See the bank’s payment window in the steps.

What does Capital One charge each month?

No monthly fee

Who can get this Capital One offer?

Available to eligible U.S. applicants. No branch visit is required. No 360 Checking, Simply Checking or Total Control Checking account held on or after January 1, 2024.