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Capital One Business bonus

Required$5,000 balance + 10 transactions
Up to cash bonus$500
Open byNo end date listed
Monthly fee$15 Basic; waiver available
Bonus arrives · estimate from reportsNo report data
Where you can applyCheck your business address

Saved offer details checked October 7, 2026. Confirm the bank’s current terms before applying.

How to get the Capital One Business bonus

  1. Apply online with SBOFFER500. Choose Basic Business Checking for the lower monthly fee.

  2. Deposit $5,000 from outside Capital One within 30 days.

  3. Keep at least $5,000 for 60 days within the first 90 days, and complete 10 qualifying electronic transactions within 90 days.

  4. Qualifying transactions include ACH credits or debits, wires, remote checks and eligible external instant transfers.

  5. Basic’s $15 monthly fee is waived with a $2,000 minimum balance. The bank allows 60–90 days after completing all tasks to pay the bonus.

Offer codes

SBOFFER500

For a real business. No Capital One business checking account held on or after January 1, 2025. Availability depends on your business and location.

Where can you open Capital One Business?

Applications depend on your eligible address. Check availability on the offer page.

Which deposits count for Capital One Business?

No payroll required. External funds and the listed electronic transactions meet this promotion’s requirements.

No paid push report saved for this offer. Follow the bank’s deposit requirements.

How to send a bank push →

Capital One Business bonus: quick answers

How much is the Capital One Business bonus?

Up to $500. Required: $5,000 balance + 10 transactions.

Does Capital One Business accept bank pushes for the bonus?

No payroll required. External funds and the listed electronic transactions meet this promotion’s requirements.

When does the Capital One Business bonus arrive?

No report data. See the bank’s payment window in the steps.

What does Capital One Business charge each month?

$15 Basic; waiver available

Who can get this Capital One Business offer?

Applications depend on your eligible address. Check availability on the offer page. For a real business. No Capital One business checking account held on or after January 1, 2025. Availability depends on your business and location.