Bank of America bonus
October paid reports show 7–11 days after the final qualifying transfer.
Saved offer details checked October 7, 2026. Confirm the bank’s current terms before applying.
Keep the monthly fee at $0
Use one of these fee waivers:
- $1,500 minimum daily balance
- $250+ qualifying monthly deposit
How to get the Bank of America bonus
Open an eligible checking account through the promotion by January 31.
Receive qualifying deposits within 90 days. Pick a bonus tier in this guide; the deposit amount is the total across your qualifying deposits.
Keep the account open. The official payment window is up to 60 days after the 90-day deposit period ends.
Avoid the monthly fee using one of the options shown in this guide.
No personal checking account owned or co-owned in the previous 12 months.
Choose a bonus tier
Choose one tier and follow its requirements.
Where can you open Bank of America?
Available to eligible U.S. applicants; the online application checks your address.
Which deposits count for Bank of America?
The bank requires payroll or other qualifying direct deposits and excludes ordinary bank and brokerage transfers. The transfers below are reader reports, not an exception to those rules.
Sending banks with paid reports
$5,000 + $5,100 pushed in September; $500 bonus received October 2.
$10,002 total ACH transfers; $500 bonus received October 2.
Two $5,001 transfers; $500 bonus received October 2.
Two $5,000 pushes → $500 paid September 25.
$10,000 pushed → bonus paid about one week later. Account type was not specified.
These transfers paid in the dated reports above. They can stop working and do not change the bank’s published rules.
Reports with more than one sender
$2,100 + $6,500 + $2,500 → $500 paid October 2. The report used three senders.
Bank of America bonus: quick answers
How much is the Bank of America bonus?
Up to $500. Required: $10,000 total deposits.
Does Bank of America accept bank pushes for the bonus?
The bank requires payroll or other qualifying direct deposits and excludes ordinary bank and brokerage transfers. The transfers below are reader reports, not an exception to those rules.
When does the Bank of America bonus arrive?
~1–2 weeks after the last push. October paid reports show 7–11 days after the final qualifying transfer.
What does Bank of America charge each month?
$12/month; waiver available
Who can get this Bank of America offer?
Available to eligible U.S. applicants; the online application checks your address. No personal checking account owned or co-owned in the previous 12 months.